Buying Advice Guide

Repair or Replace? Using the 50% Rule

When an appliance breaks, the first question is usually, "Is it even worth fixing?" There's a simple rule of thumb that helps, but it isn't perfect. This guide explains the 50% rule, how long appliances really last, and when to ignore the rule.

Person using a calculator at a desk to decide whether to repair or replace an appliance

The Short Answer

Use the 50% rule: if the repair costs less than half the price of a comparable new appliance, and the appliance is still well within its normal lifespan, repairing is usually the smarter choice. For premium built-ins, newer units and appliances with a simple fix, repair often makes sense even when the numbers are closer.

How the 50% Rule Works

Take the repair quote and compare it to the price of a similar new appliance, including delivery and installation. If the repair is less than half that total, fixing it is usually the better value.

Example

A new refrigerator like yours costs about $2,000 installed. Your repair quote is $350. That's well under half, so repairing makes sense, as long as the fridge isn't near the end of its life.

Don't forget the hidden costs of replacing: delivery, removal of the old unit, new water lines or cords, and sometimes cabinet or trim work for built-ins.

How Long Appliances Usually Last

Age matters as much as cost. Lifespans vary by brand, use and care, but these real-world ranges reported by one industry guide are a helpful starting point.

Typical appliance lifespans
ApplianceTypical Lifespan
Top-mount refrigerator15–20 years
French-door refrigerator12–15 years
Top-load washer12–14 years
Front-load washer10–13 years
Gas or electric dryer13–15 years
Dishwasher10–13 years
Gas range15–20 years
Built-in microwave9–12 years

Heavy use, coastal salt air and skipped maintenance can shorten these numbers. Built-in luxury brands are often designed to last longer.

When the 50% Rule Doesn't Fit

Premium and built-in appliances

Built-ins from brands like Sub-Zero, Wolf and Miele cost far more to replace, often with cabinet work. A lower threshold makes sense, and repair is usually worth it.

Nearly new appliances

If it's under about five years old, repair is almost always the right call unless the damage is severe.

One failure that signals more

Some repairs hint at bigger problems coming, like a failing front-load washer bearing. A cheap fix today may not be the end of it.

Parts no longer made

If genuine parts aren't available and the appliance is near the end of its life, replacing may be wiser.

Very old, inefficient units

Older refrigerators and freezers can use much more electricity than new ones. Add that cost when you compare.

Old rusty refrigerator standing outdoors, an example of an appliance past repair
Heavy rust through the cabinet is one of the clearest signs it's time to replace rather than repair.

Not sure which way to go? Our technicians give you an honest repair price first, so you can compare before you decide.

(650) 491-1179

A Quick Decision Checklist

Lean toward repair if

  • The repair is under half the replacement cost.
  • The appliance is less than about two-thirds through its typical life.
  • It's a built-in or premium model.
  • This is the first major repair.
  • The fix is a common part like a fan, pump, switch or element.

Lean toward replacing if

  • The repair is more than half the replacement cost.
  • It's at or past its typical lifespan.
  • It has needed several big repairs recently.
  • Rust has spread through the cabinet, drum or tub.
  • Parts are no longer available.

A Note for Coastal Homes

In Pacifica and along the Coastside, salt air and fog can age appliances faster. A unit that looks young on paper may have rusted parts or cracked seals. Read how salt air and fog damage appliances to see what to look for.

If you decide to replace, our appliance installation team can set up the new one. If you decide to repair, start with our appliance repair services.

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Services That Help You Decide

Whether you repair or replace, we can help with the next step.

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FAQs

Repair or Replace: FAQs

What is the 50% rule for appliances?

If the repair costs more than half the price of a comparable new appliance, replacing is usually the better value. If it costs less than half and the appliance isn't near the end of its life, repairing usually makes sense.

Is it worth repairing a 10-year-old refrigerator?

Often, yes, especially for top-mount or built-in models that can last 15 years or more. A fan, defrost part or control repair is usually worth it. A failed compressor on an inexpensive fridge may not be.

Should I repair or replace a dishwasher?

Dishwashers typically last 10 to 13 years. If yours is younger and needs a pump, valve or latch, repair usually makes sense.

Do premium appliances follow the same rule?

Not exactly. Built-in luxury appliances cost much more to replace and often need cabinet work, so repair makes sense even at higher repair costs.

Will a repair technician tell me honestly if I should replace?

A good one will. We always quote the repair first and tell you plainly if we think replacing is the smarter choice.

Get an Honest Repair Price First

Call our Pacifica team. We'll diagnose the problem, quote the repair and give you a straight answer on whether it's worth it. Or send us a message, see our services, or go back to the homepage.